Effective Date: July 16, 2026
These Terms of Use (“Terms”) apply to all websites that are owned and maintained by or for Vantage Marketing, LLC and its affiliated companies (“Vantage,” “we,” “us,” or “our”) including any websites on which these Terms of Use are linked (“Site”).
READ THESE TERMS OF USE CAREFULLY. SECTION 19 REQUIRES BINDING ARBITRATION ON AN INDIVIDUAL BASIS FOR THE RESOLUTION OF MOST DISPUTES AND WAIVES YOUR RIGHT TO A JURY TRIAL AND YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION AGAINST US. YOU MAY OPT OUT OF ARBITRATION AS DESCRIBED IN SECTION 19.8.
Welcome to our website (the “Site”), which is owned and operated by Vantage Marketing, LLC. Vantage maintains the Site as a service to its visitors, subject to these Terms. Vantage reserves the right to modify content on the Site periodically without prior notice.
By accessing, browsing, or using the Site, or by submitting a request for a claim evaluation through any form on the Site, you agree to be bound by these Terms and by our Privacy Policy, which is incorporated into these Terms by reference. If you do not agree to these Terms, do not use the Site or submit information through it.
The Site is intended for residents of the United States who are at least 18 years of age. By using the Site or submitting a request through it, you represent and warrant that you are at least 18 years old and that you have the legal capacity to enter into these Terms. The Site is not directed to children, and we do not knowingly collect personal information from anyone under the age of 13. If you believe a child has provided us with personal information, please contact us at info@vantagedm.com so that we can delete it.
InjuryFAQs.com is not a law firm and is not an attorney referral service. Vantage is a marketing company. We do not practice law, we do not provide legal representation, and we do not select, endorse, recommend, or evaluate any attorney or law firm for your particular matter.
The Site provides general information about personal injury, auto accident, workers' compensation, medical malpractice, Social Security Disability, and other legal claims, and it offers a service that allows you to submit information about your situation so that it may be provided to a participating attorney, law firm, or other third party who may contact you to discuss your potential claim.
Advertising on the Site is paid for by participating attorneys in a joint advertising program. The attorney listings and advertisements on this Site are paid attorney advertising. In some states, the information on this Site may be considered a lawyer referral service. This advertising does not imply a higher quality of legal services than that provided by other attorneys, and does not imply that any attorney is a certified specialist or expert in any area of law.
The information provided on the Site is for general informational purposes only and is not legal advice. Nothing on the Site — and no communication with Vantage or through any Vantage form — creates an attorney-client relationship, and no confidential or privileged relationship is or will be formed by your use of the Site or by submitting information to us.
Because Vantage is not a law firm, information you submit to us is not protected by the attorney-client privilege. Please do not send us confidential, privileged, or sensitive information. An attorney-client relationship is formed only if and when you enter into a signed written agreement with an attorney of your choosing. No legal services will be provided to you unless there is a signed agreement between you and an attorney.
Legal claims are subject to strict deadlines, including statutes of limitations and administrative filing deadlines, and these deadlines can be short in personal injury and workers' compensation matters. Vantage does not track, calculate, monitor, or advise you of any deadline applicable to your claim, and submitting information to the Site does not preserve, toll, extend, or protect any deadline. You are solely responsible for taking any action necessary to protect your rights, including consulting an attorney promptly.
The Site may contain general information regarding medical conditions, injuries, and treatment. This information is not medical advice and is not a substitute for diagnosis or treatment by a qualified healthcare professional. Never disregard professional medical advice or delay seeking it because of something you have read on the Site.
Vantage makes no guarantee, promise, warranty, or prediction regarding the outcome of your legal matter, your eligibility for any benefit or recovery, or the value or amount of any claim, settlement, or award. Any reference on the Site to what a claim may be “worth” is a general informational statement only and is not a valuation, appraisal, offer, or prediction regarding your matter. This advertisement is not a guarantee or prediction of the outcome of your legal matter. Every case is different. The outcome of any matter depends on the laws, facts, and circumstances unique to that matter. Past results do not guarantee or predict a similar outcome in your matter.
Vantage does not guarantee that any attorney will contact you, that any attorney will accept or take your case, or that any attorney is available in your area or is licensed to practice in your jurisdiction. Hiring an attorney is an important decision that should not be based solely on advertising. Before hiring any attorney, you should request free information about that attorney's background and experience and satisfy yourself as to their qualifications.
When you complete a form on the Site, you are asking us to share the information you provide with one or more participating attorneys, law firms, marketing partners, service providers, or other third parties (collectively, “Partners”) who may be interested in your potential claim and who may contact you about it. You can review our current list of Partners here.
You authorize Vantage to share the information you submit — including your name, contact information, location, and the details of your claim — with our Partners for this purpose, and to retain and use that information as described in our Privacy Policy. Once your information is provided to a Partner, that Partner's use of your information is governed by that Partner's own privacy policy and practices, and not by ours. Vantage does not control and is not responsible for the acts or omissions of any Partner, including any contact they make with you, any advice they give you, any representation they provide or decline to provide, or any fees they charge.
You agree that all information you submit is accurate, complete, and truthful, and that you will keep it current. You may not submit information about another person unless you have that person's authorization to do so.
By submitting your information through any form on the Site, you provide your prior express written consent for Vantage and our Partners to contact you at the telephone number and email address you provided — including by automatic telephone dialing system, prerecorded or artificial voice, AI generative voice, text message, and email — for purposes of assisting you with your claim and for marketing, even if the number you provided is a wireless line or is listed on a federal, state, or corporate Do Not Call registry.
Your consent is not a condition of purchasing any good or service. You may still request information by calling us directly at 888-308-8010.
You further agree that:
To stop text messages, reply “STOP” to any message. For help, reply “HELP.” To unsubscribe from marketing emails, use the unsubscribe link in the email. To be added to our internal Do Not Call list, email info@vantagedm.com or write to us at the address in Section 22. Revoking consent as to Vantage does not revoke any consent you have given to a Partner; you must contact that Partner directly. We may continue to send you transactional or service messages regarding an existing request as permitted by law.
California, Colorado, Connecticut, Virginia, and other state residents may have additional rights regarding their personal information. See our Privacy Policy and our Do Not Sell My Information page.
You may view, download, and print contents from the Site subject to the following conditions: (a) the content may be used solely for informational purposes; and (b) the content may not be modified or altered in any way. You may not republish, distribute, prepare derivative works from, or otherwise use the content other than as explicitly permitted herein.
You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Vantage without the express written consent of Vantage. You may not use any meta tags or any other “hidden text” utilizing Vantage's name or trademarks without the express written consent of Vantage. You may not use any Vantage logo or other proprietary graphic or trademark as part of a link without express written permission.
You agree that you will not, and will not attempt to:
We reserve the right, but have no obligation, to investigate any suspected violation and to refuse service, remove content, or terminate your access to the Site at any time, with or without notice, for any reason.
You may submit comments and provide other content so long as it complies with Section 10. By submitting information, you grant Vantage a non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to reproduce, use, modify, publish, adapt, translate, create derivative works from, distribute, and display such content throughout the world in any media. By submitting information you also represent and warrant that the content is accurate; that you own or have permission to use the content that you submit; and that use of the content will not cause harm to any person or entity or violate the rights of any third party.
The Site and all the content within the Site are the property of Vantage and are protected by United States copyright laws and international treaty provisions. The compilation, organization, and display of the content as well as all software and inventions used on and in connection with this Site are the exclusive property of Vantage.
Vantage and other marks indicated on our Site are trademarks of Vantage in the United States and/or other countries. Other Vantage marks, graphics, logos, page headers, button icons, and scripts noted on the Site are Vantage's service marks, trademarks, and trade dress and are the sole and exclusive property of Vantage. Vantage's service marks and trademarks may not be used in any manner that is likely to cause confusion among customers, in any manner that disparages or discredits Vantage, or in connection with any service or product that is not sponsored, endorsed, or produced by Vantage. All other trademarks not owned by Vantage or its subsidiaries that appear on this Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Vantage.
If you believe that content on the Site infringes your copyright, please send a written notice to info@vantagedm.com that includes: (a) your physical or electronic signature; (b) identification of the copyrighted work you claim has been infringed; (c) identification of the material you claim is infringing and its location on the Site; (d) your contact information; (e) a statement that you have a good faith belief that the use is not authorized by the copyright owner, its agent, or the law; and (f) a statement, under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the owner's behalf. We may remove or disable access to allegedly infringing material and may terminate the access of repeat infringers.
Because we respect your right to privacy, we have developed a Privacy Policy to inform you about our privacy practices. Please review our Privacy Policy to learn more about our privacy guidelines and how we collect, use, and share your information. California residents and residents of other states with applicable privacy laws should also review our Do Not Sell My Information page.
The Site may provide hyperlinks to third party websites or access to third party content. Vantage does not control, endorse, or guarantee content found in such sites. You agree that Vantage is not responsible for any content, associated links, resources, or services associated with a third party site. You further agree that Vantage shall not be liable for any loss or damage of any sort associated with your use of third party content. Links and access to these sites are provided for your convenience only.
EXCEPT AS EXPRESSLY STATED IN AN AGREEMENT BETWEEN YOU AND VANTAGE, ALL CONTENT, SERVICES, AND PRODUCTS PROVIDED ON THIS SITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. VANTAGE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. YOU ARE SOLELY RESPONSIBLE FOR THE APPROPRIATENESS OF THE SITE, ITS CONTENT, AND THE PRODUCTS AND SERVICES OFFERED BY VANTAGE ON THE SITE FOR YOUR INTENDED USE. VANTAGE DOES NOT WARRANT THAT THE SITE, ITS CONTENT, OR THE PRODUCTS AND SERVICES IT OFFERS ON THE SITE MEET YOUR REQUIREMENTS, OR THAT THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE. VANTAGE MAKES NO WARRANTY REGARDING ANY ATTORNEY OR PARTNER, INCLUDING THEIR QUALIFICATIONS, LICENSURE, AVAILABILITY, OR THE QUALITY OF ANY SERVICES THEY PROVIDE. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.
SUBJECT TO THE TERMS OF ANY AGREEMENT BETWEEN YOU AND VANTAGE, VANTAGE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR LOST OR DIMINISHED VALUE OF ANY LEGAL CLAIM, ARISING OUT OF OR RELATING TO YOUR USE OF THE SITE, ANY CONTACT BY ANY PARTNER, OR ANY ACT OR OMISSION OF ANY ATTORNEY OR PARTNER, WHETHER BASED ON WARRANTY, CONTRACT, TORT, STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT VANTAGE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL AGGREGATE LIABILITY OF VANTAGE ARISING OUT OF OR RELATING TO THESE TERMS OR THE SITE SHALL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNT YOU PAID TO VANTAGE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100.00). THE LIMITATIONS IN THIS SECTION APPLY EVEN IF ANY LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OR ALL OF THE ABOVE MAY NOT APPLY TO YOU.
You agree to defend, indemnify, and hold harmless Vantage and its affiliates, officers, directors, employees, attorneys, and agents (“Indemnitees”) against all claims, expenses, liabilities, losses, costs, and damages, including reasonable attorney's fees, that the Indemnitees may incur (i) in connection with your use of the Site or any hyperlinked website, (ii) resulting from content or information you supply, including any information you submit about another person, or (iii) arising from your breach of these Terms or your violation of any law or the rights of a third party.
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS. IT REQUIRES YOU AND VANTAGE TO RESOLVE MOST DISPUTES THROUGH BINDING INDIVIDUAL ARBITRATION RATHER THAN IN COURT, AND IT LIMITS THE RELIEF AVAILABLE TO YOU. YOU HAVE THE RIGHT TO OPT OUT OF ARBITRATION AS DESCRIBED IN SECTION 19.8.
19.1 Scope. For purposes of this Section, “Dispute” means any dispute, claim, action, or controversy between you and Vantage arising out of or relating in any way to these Terms, the Site, your use of the Site, any information you submitted through the Site, any communication you received or allegedly received from or on behalf of Vantage (including any telephone call, text message, or email, and including any claim under the Telephone Consumer Protection Act or any similar federal or state law), our privacy practices, or the relationship between you and Vantage, whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, and whether the claim arose before or after the date you agreed to these Terms. “Dispute” is to be given the broadest possible meaning that will be enforced.
19.2 Informal Resolution First. Before initiating arbitration or any other proceeding, you and Vantage agree to try in good faith to resolve the Dispute informally for at least sixty (60) days. To begin, the complaining party must send the other a written Notice of Dispute that includes the sender's name, mailing address, telephone number, and email address; the telephone number and email address submitted to the Site (if applicable); a description of the Dispute in reasonable detail; and the specific relief sought. Send your Notice of Dispute to Vantage Marketing, LLC, Attn: Legal — Notice of Dispute, at the address listed in Section 22, with a copy to info@vantagedm.com. Vantage will send its Notice of Dispute to the contact information you provided to us. You and Vantage each agree to personally participate (or, for Vantage, to have a representative participate) in an individualized telephone or video conference if the other party requests one during this period. This informal process is a condition precedent to commencing arbitration, and any applicable limitations period is tolled while it is pending. A court or arbitrator may enjoin the filing or prosecution of an arbitration that is commenced without completing this process.
19.3 Agreement to Arbitrate. If the Dispute is not resolved within sixty (60) days after a Notice of Dispute is sent, you and Vantage agree that the Dispute shall be resolved exclusively by final and binding individual arbitration, and not in a court of law, except as expressly provided in Sections 19.4 and 19.9. This arbitration agreement is governed by the Federal Arbitration Act, 9 U.S.C. § 1 et seq., and evidences a transaction involving interstate commerce. YOU AND VANTAGE ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION.
19.4 Exceptions. Notwithstanding Section 19.3: (a) either party may bring an individual action in small claims court in a court of competent jurisdiction if the claim qualifies and remains in that court and is not removed or appealed to a court of general jurisdiction; (b) either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights; and (c) nothing in these Terms prevents you from reporting a concern to, or seeking relief from, any federal, state, or local government agency, and such agencies may seek relief against us on your behalf if the law permits.
19.5 Arbitration Administrator and Rules. The arbitration will be administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules in effect at the time arbitration is commenced, as modified by this Section. The AAA's rules and forms are available at www.adr.org or by calling 1-800-778-7879. If the AAA is unavailable or unwilling to administer the arbitration consistent with this Section, you and Vantage will agree on an alternative administrator, or a court of competent jurisdiction will appoint one. The arbitration will be conducted by a single neutral arbitrator. The arbitrator is bound by these Terms.
19.6 Location and Format. Unless you and Vantage agree otherwise, the arbitration will be conducted by telephone, by video conference, or based solely on written submissions where permitted by the AAA rules. If an in-person hearing is required, it will take place in the county (or parish) of your residence, or at another mutually agreed location.
19.7 Fees, Costs, and Awards. Payment of filing, administration, and arbitrator fees will be governed by the AAA's rules, and Vantage will pay the portion of those fees allocated to it under those rules. Each party is responsible for its own attorneys' fees and expenses unless the arbitrator awards them under applicable law. The arbitrator may award any individual relief, including monetary, declaratory, injunctive, or statutory relief, that a court could award to that individual party under applicable law, but may not award relief to or against anyone who is not a party to the arbitration. The arbitrator's decision is final and binding, and judgment on the award may be entered in any court of competent jurisdiction. The arbitrator will issue a written decision sufficient to explain the essential findings and conclusions.
19.8 Your Right to Opt Out of Arbitration. You may opt out of this arbitration agreement. To do so, you must send written notice, postmarked or emailed within thirty (30) days after the date you first accept these Terms (or, if you accepted these Terms before the Effective Date above, within thirty (30) days after the Effective Date), to Vantage Marketing, LLC, Attn: Arbitration Opt-Out, at the address in Section 22, or by email to info@vantagedm.com with the subject line “Arbitration Opt-Out.” Your notice must include your full name, mailing address, the telephone number and email address you submitted to the Site, the name of the website you used, and a clear statement that you do not wish to resolve disputes with Vantage through arbitration. Opting out of this arbitration agreement will not affect any other part of these Terms and will not affect any other arbitration agreement you may have with Vantage or with any Partner. If you opt out, Section 20 (Governing Law and Venue) governs any Dispute.
19.9 Class Action and Jury Trial Waiver. YOU AND VANTAGE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, PRIVATE ATTORNEY GENERAL, OR OTHER REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate or join the claims of more than one person, and may not otherwise preside over any form of a representative or class proceeding. If a court decides that applicable law precludes enforcement of any part of this Section 19.9 as to a particular claim or request for relief, then that claim or request for relief (and only that claim or request for relief) must be severed from the arbitration and brought in a court of competent jurisdiction as set forth in Section 20, and all other claims and requests for relief must be arbitrated. If this Section 19.9 is found to be unenforceable as to all claims and requests for relief, then this entire Section 19 (other than this sentence and Section 19.11) is null and void as to those claims. YOU AND VANTAGE ALSO WAIVE ANY RIGHT TO A TRIAL BY JURY.
19.10 Coordinated Filings. If twenty-five (25) or more Notices of Dispute raising substantially similar claims are submitted by or with the assistance of the same law firm or coordinated group within a ninety (90) day period, you and Vantage agree that the AAA will administer them in sequential batches of no more than fifty (50) claimants at a time, with a single arbitrator per batch, and that filing and arbitration fees will be assessed batch by batch. This provision is intended to promote the efficient resolution of similar claims and does not limit any individual's right to pursue their own claim. Any applicable limitations period is tolled for claims awaiting a later batch.
19.11 Severability and Survival. Except as provided in Section 19.9, if any part of this Section 19 is found to be invalid or unenforceable, the remainder of this Section 19 will remain in full force and effect. This Section 19 survives the termination of these Terms and any termination of your use of the Site. If we make a material change to this Section 19 in the future, that change will not apply to any Dispute for which we had actual notice on or before the date of the change, and you may reject the change by sending us written notice within thirty (30) days of the change.
All matters relating to your access to and use of the Site shall be governed by the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law principles, except that the Federal Arbitration Act governs Section 19. For any Dispute not subject to arbitration — including a Dispute severed under Section 19.9, a Dispute brought by a user who has validly opted out under Section 19.8, and any action to enforce or vacate an arbitration award — you and Vantage agree to submit to the exclusive jurisdiction and venue of the state and federal courts located in Pennsylvania, and you waive any objection to jurisdiction or venue in those courts, including any objection based on inconvenient forum.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY DISPUTE ARISING OUT OF OR RELATING TO THESE TERMS OR THE SITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CLAIM ACCRUES, OR IT IS PERMANENTLY BARRED. Some jurisdictions do not permit the shortening of a limitations period, in which case this Section may not apply to you.
By using the Site or submitting information through it, you consent to receive communications from us electronically, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that they be in writing. You consent to the use of electronic signatures and electronic records under the federal E-SIGN Act and comparable state laws. You may withdraw this consent by contacting us, but doing so may prevent us from providing the service to you.
Notices to you may be sent to the email address, mailing address, or telephone number you provided. Notices to Vantage must be sent to:
Vantage Marketing, LLC
Attn: Legal
2005 Market Street, 18th Floor
Philadelphia, PA 19103
Email: info@vantagedm.com
Phone: 888-308-8010
We may modify these Terms at any time. When we do, we will revise the Effective Date at the top of this page. Changes take effect when posted, except that changes to Section 19 are governed by Section 19.11. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. You should review these Terms periodically.
We may suspend or terminate your access to the Site at any time, with or without cause and with or without notice. Sections 4, 7, 11, 12, and 16 through 26, and any other provision that by its nature should survive, will survive any termination.
If any provision of these Terms is held to be invalid, illegal, or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect. Our failure to enforce any provision of these Terms is not a waiver of that provision or of any other provision. You may not assign or transfer these Terms or any rights under them without our prior written consent, and any attempted assignment without such consent is void. We may assign these Terms, in whole or in part, without restriction, including in connection with a merger, acquisition, or sale of assets.
These Terms, together with our Privacy Policy and any consent or disclosure you agreed to when submitting a form, constitute the entire agreement between you and Vantage regarding the Site, and supersede all prior or contemporaneous understandings on that subject. Section headings are for convenience only and do not affect interpretation.
If you have any questions regarding these Terms, please contact Vantage at info@vantagedm.com or call 888-308-8010. For privacy requests, including requests under California law, email ccpa@injuryfaqs.com.